Tow Truck Insurance
Commercial auto coverage for rollbacks, wreckers, and more.
A++ Rated Policies*
All policies are underwritten by insurers with A++ ratings* so you can confidently show your customers you have top-rated coverage.
Fast Quotes
Time is money. That’s why we enable our customers to get a quote online or call to speak with one of our experts for a quote in 15 minutes or less.
Premier Service
Based in Omaha, Nebraska, our team of non-commissioned agents is devoted to making commercial auto and property insurance easy for our customers.
The custom coverage you need for nearly any tow truck
We can offer insurance coverage for tow trucks of almost any year, make, and model, regardless of how you use them. Our team of agents based in Omaha, NE understands the unique risks associated with towing, and we are dedicated to providing our clients with the most reliable coverage with A++ rated insurers*. Whether you need coverage for the vehicles you are towing, for physical damage to your tow truck, or for liability in case of an accident, we have you covered. Contact us today to learn more about how we can help protect your tow truck with customized insurance coverage.
We cover tow trucks used in these businesses:
Recovery services
Police rotation
Auto reposessors
Hook and chain
Flatbed or rollback towing
Wrecker towing
Auto body & repair shops
Salvage operations
Roadside assistance
Light, medium, and heavy-duty towing
Wheel lift towing
Reliable commercial auto coverage for your towing business
Milepost Insurance offers affordable, custom commercial auto insurance for nearly every type vehicle used in towing businesses. Whether you have a single business vehicle or a small fleet, we can help you get a customized commercial auto insurance policy that gives you the precise coverage you need, exactly when you need it.
Tow Trucks
Insure your wrecker or rollback including in-tow (on-hook) and garagekeepers coverage.
Tractors
Get specialized coverage including cargo and trailer interchange, as well as state & federal filings.
Pickup Trucks
Whether you’re a contractor or hotshot trucker, we’ve got custom coverage for your pickup or dually.
Box Trucks
Whether you’re doing local delivery or long-haul LTL, we can cover your box truck.
Cargo Vans
Find coverage for cargo vans used by contractors, retailers, restaurants, couriers, expeditors, and more.
Dump Trucks
We cover dump trucks of all sizes – from pickups with dump-beds to extra-heavy dual axle dump trucks.
Catering & Food Trucks
Let Milepost help you to keep serving your customers with custom auto coverage for your food service vehicle.
Sedans
Whether your business sedan is used to run business errands, as a sales vehicle, or to provide rides for your customers, Milepost can get it covered.
Passenger Vans
We cover passenger vans used for medical transportation, social service, and employee transport.
Buses
We provide customized commercial auto insurance coverage for shuttle buses of almost any year, make, and model, regardless of how you use them.
What kind of insurance coverage do I need for a tow truck?
In general, tow trucks need auto liability coverage to protect against injuries or damage to other people or property, as well as on-hook or in-tow coverage to protect the vehicles you tow. You may also want physical damage (i.e. comprehensive & collision) to protect your tow truck in the event that it gets damaged in an accident or a covered weather event. Depending on your specific tow truck and how you use it, we can help select the most appropriate commercial auto insurance coverage.
Common insurance coverages for tow trucks:
- Auto liability (bodily injury and property damage)
- Cargo, in-tow, or on-hook coverage
- Uninsured and underinsured motorist coverage
- General liabiliy
- Comprehensive and collision (aka physical damage or "full" coverage)
- Trailer interchange
- Personal Injury Protection (PIP)
- Garagekeepers legal liability
How much does insurance cost for tow trucks?
The cost of an insurance policy for your tow truck depends on several factors. Driving experience, prior accidents, and the number of years in business can all have a large impact on the cost of insurance for tow trucks. The cost will also depend on what coverages you need, the limits you choose, and the amount of deductible you're comfortable with. Milepost takes all of these factors into account to put together a custom quote with the right coverage and deductibles for your business. We also work hard to find every discount you qualify for to help keep your insurance cost down.
Some things that affect the cost of tow truck insurance are:
- New authorities and new USDOTs
- Driving history
- New CDL drive
- Location and radius of operations
- Type of towing services provided
- Type of tow truck
- State and federal insurance requirements
Why choose Milepost?
Online access
Milepost Insurance customers receive 24/7 access to our online system, where they can create certificates of insurance, download and print vehicle ID cards, and make payments.
Excellent service
With years of experience in commercial auto and truck insurance, our team is devoted to making insurance easy for our customers.
Financial strength
All policies are underwritten by insurers with A++ ratings* so you can confidently show your customers you have top-rated coverage.
24/7 claims service
Claims service is provided 24/7 on all policies sold by Milepost.
Customer Testimonials
Clarence B.
I would recommend Milepost to anyone in the trucking industry. They have taken care of every request I have made within minutes of sending it out. This allows Owner-Op drivers like myself to manage loads a lot easier when you don't have to worry about getting out the insurance info that the client needs before I can take it. Thank you so much for all your hard work!
Anette B.
"Customer Service is top notch. Phone or email, I have always received immediate, knowledgeable service. Every transaction I have had to complete has been easy with Milepost."
Cindy H.
“It was an easy process and for that I am grateful, not to mention the money Milepost saved us.”
Get a quote today
Get started on a custom commercial auto quote online, or call 844-380-6009 to speak with one of our friendly Insurance Agents during office hours: Mon-Fri 8am-5pm CT