Like all vehicles on the road, business owners and owner-operators need commercial truck insurance for their business vehicles. Box trucks have their own specific insurance needs. That is why it is important to work with an insurance agency that understands commercial insurance. Milepost provides custom box truck insurance coverage options for all types of businesses, including owner-operators.
Commercial Insurance for Box Trucks
Package delivery, LTL Truckers, Expeditors, & more!
Are you looking for box truck insurance?
The custom coverage you need for nearly any box truck
We offer tailored insurance solutions for box trucks of various years, makes, and models, used in many different businesses. You can rely on the experts at Milepost Insurance to provide reliable A++ coverage* when you need it most. Our online quote process is streamlined to guide you through the process efficiently and our team is available by phone for support as well.
We cover box trucks used in these businesses:
Amazon freight & package delivery
Less-than-truckload (LTL) truckers
Expeditors
New ventures and customers with business experience
For-hire and not-for-hire truckers
Contract and broker freight
Local and long-haul radius
Retailers
Food and Event Services
Wholesalers
And More!
Tell us about your business, and find out if your box truck is covered
We take care of your box truck motor carrier filings
Depending on where and how you use your box truck, you may need specific insurance filings. These filings must follow state or federal laws. Milepost takes care of all federal and state insurance filings accurately and quickly.
Available filings include:
Federal filings BMC-91 and BMC-91X
MCS-90 endorsement
State Form E filings
Interstate trucking companies that transport non-exempt goods often need to file federal documents. This includes for-hire trucking companies, whether they are "common" or "contract" carriers. It also applies to for-hire passenger transportation companies. State filings will vary by state.
One of our friendly Insurance Advisors will help you with your filing questions
What kind of commercial auto insurance do I need for a box truck?
When you insure your box truck, think about which coverages you need. These can protect your business and your vehicle. Here are some common types of coverage you might need:
Common coverages for box trucks:
Auto liability helps cover damages to other people and their property if you're at fault in an accident. Most states need a minimum amount of liability insurance coverage. However, you might want to choose higher limits for extra protection.
Cargo coverage helps cover the value of the items you’re transporting in case of loss or damage during transit.
Uninsured and underinsured motorist coverage helps protect you in an accident if the other driver has no insurance or not enough to pay for your damages.
Comprehensive coverage helps protect against non-collision incidents, such as theft, vandalism, or natural disasters.
Collision coverage or physical damage coverage helps pay for repairs to your box truck if you're involved in an accident.
Personal Injury Protection (PIP) helps cover medical payments and lost wages if you or your passengers sustain bodily injuries in a car accident, regardless of who is at fault.
General liability General liability insurance safeguards businesses against common risks that arise from their daily operations. These risks include incidents such as injuries occurring on their premises or damage resulting from their business activities.
View our full list of box truck coverages to see what else we can offer based on your individual requirements.
How much does insurance cost for box trucks?
Finding the right box truck insurance policy is a combination of coverage and price. The cost of insurance for box trucks depends on several factors. Milepost helps a wide variety businesses that use box trucks to find the best insurance options for the right price.
Some things that affect the cost of box truck insurance are:
Driving record and history
Types of box truck cargo
Ownership of the vehicle
Coverage required
USDOT authority
The radius of trucking operations (how far you travel)
Vehicle size or gross vehicle weight (GVW)
Get certificates online instantly
Have you ever missed out on a good cargo load because you were waiting for a certificate of insurance? We know how frustrating that can be for box truck drivers. That’s why we enable our customer to create certificates of insurance online 24/7 so you can always provide instant proof of coverage to your freight brokers and shippers.
Get a commercial box truck insurance quote today
Get started on a custom policy online at any time, or give us a call to speak with one of our friendly Insurance Advisors.
Or call 844-380-6009
Phone hours: Mon-Fri 8am-5pm CT
