Commercial Tow Truck Insurance

Rollbacks, Wreckers, & more!


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Are you looking for tow truck insurance?

Like all vehicles on the road, tow trucks must be insured. Since these trucks transport and recover disabled, damaged, or seized vehicles, tow truck companies need a specific type of insurance to cover not just their own vehicles, but also those they are towing. Milepost offers custom tow truck insurance quotes for towing businesses. By working with your business to understand the specific risks and coverage requirements, we build custom insurance quotes to protect your business.

The custom coverage you need for nearly any tow truck

We provide customized insurance coverage for tow trucks of almost any year, make, and model, regardless of how you use them. You can trust the professionals at Milepost Insurance to give you the most reliable A++ coverage* available, as soon as you need it.

We cover tow trucks used in these businesses:

  • Recovery services
  • Police rotation
  • Auto reposessors
  • Auto body & repair shops
  • Salvage operations
  • Roadside assistance

What is tow truck insurance? (What is a tow truck?)

A tow truck is a type of truck that has the ability to move, or tow, other vehicles. These commercial vehicles are utilized in recovering wrecked or damaged vehicles, seizing or repossession of vehicles, and transporting vehicles. Tow truck business insurance is a custom insurance policy that provides coverage for the risks of operating a tow truck. No matter what job your towing company takes on, Milepost has you covered.

These include:

  • Hook and chain
  • Flatbed towing or rollback towing
  • Light, medium, and heavy-duty towing
  • Wheel lift towing
  • Wrecker towing

We take care of your tow truck motor carrier filings

No matter what insurance company business owners work with, there are required state and federal filings that need to be taken care of.

Available filings include:

  • Federal filings BMC-91 and BMC-91X
  • MCS-90 endorsement
  • State Form E filings

Learn more about filings or give us a call and one of our friendly Insurance Advisors will be happy to assist you with your filings questions.

What kind of insurance do I need for a tow truck?

Depending on your vehicle and the particular category it falls under, we can help select the most appropriate coverage for your tow truck.

Common coverages for tow trucks:

  • Auto liability
  • Physical damage collision & comprehensive coverage
  • On-hook or In-tow coverage
  • Garagekeepers legal liability

View our full list of coverages to see what else we can offer based on your individual requirements.

How much does tow truck insurance cost?

The cost of a tow truck insurance policy depends on several factors. Between driving history and your specific insurance needs, Milepost can put together a custom quote to find the right coverage and deductibles for your business.

Some things that affect the cost of tow truck insurance are:

  • Driving history
  • Location and radius of operations
  • Type of towing services provided
  • State and federal insurance requirements
  • Type of tow truck
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